Insurance Company Tells The Man To “Call A Lawyer”, He Did And Made Them Pay $80k

Insurance companies are meant to provide peace of mind and financial security to those who pay their premiums.

In a world where insurance claims can often be a source of frustration and stress, one man’s story of perseverance and eventual success serves as an inspiring reminder that justice can prevail. After being told to “call a lawyer” by his insurance company over a seemingly minor issue, this man took matters into his own hands and fought back. His determination and resolve paid off in the end, resulting in an $80,000 settlement that proves that standing up for what you believe in can lead to victory. Read on to learn more about this incredible story of one man’s fight for justice.

OP was injured at work and received excellent medical care. However, during the hospitalization, some small nerve damage was discovered and the doctor prescribed a pill as an immediate solution, informing OP that the damage could either last for years or fix itself.

Credits: u/JosephNightWolf

OP used medication for the treatment of mild Parkinson’s disease, taking one pill a day as needed. Over the course of eight months of therapy, OP consumed approximately 15 to 20 pills per month.

Credits: u/JosephNightWolf

OP completed physical therapy and returned to work. OP was prescribed pills at a frequency greater than their actual usage, but the pharmacy would call on schedule to remind OP to pick up more pills.

Credits: u/JosephNightWolf

OP realized that the pharmacy had not called for a prescription refill and upon calling them, was informed that the prescription had expired. OP contacted the insurance company to address the issue.

Credits: u/JosephNightWolf

OP was told by the insurance company that the case was closed. After arguing, OP offered to pay for the pills but the insurance company requested a prescription from the doctor for further medication.

Credits: u/JosephNightWolf

OP was informed that the only option available was to reopen the claim.

Credits: u/JosephNightWolf

OP was advised to call a lawyer to reopen the claim, despite having been treated well by the insurance company up until that point without needing legal action.

Credits: u/JosephNightWolf

Workers’ compensation is a crucial aspect of employment that provides employees with the necessary support and coverage in the event of a work-related injury or illness. However, as OP’s story shows, the process can be complex and frustrating, especially when insurance companies prioritize closing claims over ensuring that the needs of injured employees are met.

OP’s story underscores the need for insurance companies to be more compassionate and understanding of their clients’ needs. A better approach would be for insurance companies to work with employees and their healthcare providers to ensure that they receive the care and treatment they need, rather than focusing solely on closing the claim as quickly as possible.

OP’s only request was to receive the necessary medications and the cost of the pills was minimal.

Credits: u/JosephNightWolf

OP won a judgment against the insurance company for $84,000.

Credits: u/JosephNightWolf

Cutting OP off like that would have been 100 times worse:

Credits: u/JosephNightWolf

The insurance company was gambling on other people too:

Credits: u/JosephNightWolf

Someone else had to do the same thing:

Credits: u/JosephNightWolf

The insurance company could have easily re-open the claim but glad OP got what he deserved:

Credits: u/JosephNightWolf

Workers’ compensation insurance is a vital safety net for employees who are injured or fall ill on the job. However, the rush to close claims can cause unnecessary frustration and pain for those who need ongoing care and support. By taking a more compassionate and proactive approach, insurance companies can better serve their clients and provide the care they need to get back on their feet. Feel free to share your opinion in the comment section below.