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When your bank does not allow you to close your account, use the other way around.
Every bank has different policies. Every time you would go to them for transactions, closing of your account or something new, you would be surprised by a new policy. We are done with the ridiculous policies. Most of the banks keep these policies hidden and when you think of getting something done by the bank, they would ask for the fee. There is no point of paying extra money to bank accounts. At least, we are not up for it and a Reddit user has exactly the same in mind. When he approached the bank and asked them to close his account, they asked for a $5 fee but OP was not willing to pay. Scroll down to read what he did next.
What an annoying moment when your bank does not allow you to withdraw all funds!
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OP moved from Pennsylvania to Michigan a few years ago.
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OP got a notice from the bank two years later for inactivity.
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The bank told OP to interact with the account once every two years if he does not want to pay the fee. OP did what they said.
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What a genius OP is! What a smart move! If the bank wants to play the game, bring it on then. OP did it perfectly. Now, OP can enjoy it for the next two years. Closing or opening an account is one’s own will. Why force the person to pay the fee? They usually charge fee so that the person who wants to close the account, doesn’t go for it. Scroll down to read what other people have to say about it.
When they ask for an early payoff:
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Someone has a malicious plan for OP.
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OP is a genius. He cannot make a typo as he was typing it on his laptop.
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We hope you really enjoyed today’s story of malicious compliance. Have you ever been charged an extra fee by your bank? Did you pay the fee or acted smart? Do you have a better idea to avoid the fee for closing the account? Comment down to share your thoughts with us in the comments section.