Woman Gets Student Credit Card, Her Brother And His Wife Demand To Borrow It Because It’s “Free Money”

OP, a 22-year-old woman, manages her finances diligently while pursuing a university degree. Contributing £300 monthly for rent and handling personal expenses, she saves for driving lessons. With a credit card, she aims to learn responsible credit management. Although her credit score is good, she limits card use to £100, avoiding potential debt pitfalls.

Trouble arises when her family learns about the credit card. Despite politely refusing her brother and sister-in-law’s request to use it, they persist, citing past favors. Frustrated, OP walks out, only to discover later that her family attempted manipulation. Supported by her dad, who recognizes their attempt to take advantage, OP faces conflicting views from her mom, brother, and sister-in-law, who downplay the situation. Struggling with familial discord, OP seeks clarity on whether she’s in the wrong.

Scroll down till the end to read the full story.

OP, 22F, at university, pays £300/month rent to parents, manages personal expenses, saves, and handles finances independently despite limited financial knowledge.

via Reddit

OP, saving for driving lessons and a car, preparing for post-uni full-time work, and wisely managing credit with a good score for her age.

via Reddit

OP plans to use her credit card responsibly, capping spending at £100, having used it twice for £80, with a cautious approach to avoid debt.

via Reddit

OP’s brother and SIL discovered her credit card, stemming from an accidental disclosure. They sought to use it, citing their own credit issues.

via Reddit

OP firmly refused her brother and SIL’s request to use her credit card, leading to tension and manipulation attempts that angered her.

via Reddit

OP faced manipulation from her brother, SIL, and mother, leading to her father supporting her. The family dynamics shifted, with her father standing by her.

via Reddit

OP faces family pressure to let her brother and SIL use her credit card. Conflicted, she seeks resolution and wonders if she’s wrong.

via Reddit

Now that you have read the story, it’s time for you to see what Redditors had to say about this. Read till the end to see what are other people’s opinions on this. Don’t forget to share your own opinion at the end of this article.

NTA. Your actions were completely justified. They had it coming!

NTA. It’s your life; don’t let anyone guilt-trip you for making the right choice.

Standing up for yourself is important. Kudos.

All Redditors are concerned it is NTA.

Not the A-hole at all. Kudos to the dad too.

OP is not responsible for their feelings when they were clearly in the wrong.

What are your thoughts on this story? What would you do, or how would you react if you were in OP’s position? You know that your feedback means a lot to us; therefore, we want you to share your thoughts in the comment section below. For more such articles, keep visiting Defused. Have a nice day!

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