Join us as we embark on a captivating journey of financial mischief and an ingenious act of defiance against a stubborn bank. In this remarkable tale, we follow the protagonist, OP, as they wage a silent war against bureaucracy, using wit and resourcefulness to outsmart the system and keep their dormant bank account open for centuries.
Discover the circumstances that led OP to move from Pennsylvania to Michigan, leaving behind a bank account that proved to be more tenacious than anticipated. Uncover the hurdles encountered when attempting to close the account and the frustrating stalemate between OP and the bank’s representatives.
Enter the realm of financial intricacies as OP receives a notice about inactivity fees, a perplexing requirement demanding account activity every two years or facing charges. Witness the futile attempts to reason with the bank’s customer service representatives, all while maintaining OP’s resolve to never pay a fee or add funds to the account.
Revel in the audacity of OP’s ingenious plan, born out of frustration and a desire to outsmart the system. Learn about the fateful visit to the bank and the seemingly inconsequential withdrawal of a single penny. Experience the incredulous gaze of the attendant, unaware of the clever game OP has set in motion.
Keep on scrolling down to read the full story in OP’s own words and trust us you don’t want to miss out on this one so keep on scrolling down to read the full story and we will see you at the end of the article.
1. Bank won’t let OP withdraw all funds
2. OP moved from Pennsylvania to Michigan a few years ago and only go home once a year
3. OP got a notice for inactivity stating that he will be charged five dollars if his account remains inactive!
4. OP has to interact with the account once every two years or else pay them five dollars
5. When OP was there in person last month he withdrew one penny from the account so no it’s good for another two years!
6. This Redditor did something similar with a car loan
7. “Now this is malicious”
8. Exactly why do banks give customers a hard time for closing their account?
9. That would be so much fun lol
10. Even better!
11. This what this Redditor’s father did back in the 80’s
12. Yeah most places charge for this now
13. OP says this is not just a local credit uninon!
14. Good thing they confirmed withdrawing would count!
15. This Redditor went through something similar with his credit card
16. We all loved the post!
17. Now the account can remain open forever!
18. The review we all needed to read lol
19. Tradition for the generations to come lol
20. This Redditor had a free checking account
This is it, folks, this was the story let us know what you think about it down below in the comments section, and make sure to like and share this article with your friends and family and stay tuned for more content like this with Defused. Thank You!
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