Student loans are like a quick way to get money for college, but you have to pay them back with extra money called interest. If you borrow a lot, it can cause money problems later. So, you need to understand the rules and make a plan to pay them back. In this story, a stepmom asked if she was wrong for not wanting to help her stepdaughter get these loans. The stepmom, OP, has a husband who is a disabled war veteran. The stepdaughter, D, wants to go to college, but her mom already has a lot of student loan debt and doesn’t even use her degree. D thinks she should get loans too because of this.
But OP knows that D can get free college because of her dad’s military service. It covers the cost of classes but not other things like books or living in a dorm. D wants to go to a university that costs a lot, $25,000 per semester, and she needs money for that. So, D asked OP and her dad to help her get loans, but they said no because they can’t afford it, especially with child support payments. D’s mom also said no. D got mad and said they were ruining her future. OP feels stuck. She wants to help D but won’t co-sign loans when there are free benefits because of D’s dad’s service. She wants to know if she’s doing the right thing.
Scroll down below to read the full story.
The OP stated that her stepdaughter is a 17 year old and a recent high school graduate.
She knows there are advantages she could use, but her stepdaughter feels she should borrow money for college.
The stepdaughter can enjoy many benefits due to her father’s service-connected disability.
She was recommended by the OP to apply for these financial aid opportunities, but she declined.
D disregards applying for VA Educational Benefits, citing misinformation from her mother. OP and her husband can’t co-sign loans due to ongoing child support.
As a result, they declined her request to have them cosign her loans.
OP is now questioning whether she is wrong to refuse to co-sign loans.
Even while they are useful for gaining access to school, student loans can become a financial burden over time. In light of this, the Redditors concurred that the OP is not at fault for refusing to co-sign on loans when a much better option exists. Now that you have read the story, it’s time for you to see what Redditors had to say about this. Read till the end to see what are other people’s opinions on this. Don’t forget to share your own opinion at the end of this article, too.
She doesn’t even want to apply for financial aid, which is strange.
Everyone is of the view that this is an NTA case.
Application procedures are easy.
They ought to assure her that they will co-sign if she is denied assistance.
If she applies, she has nothing to lose.
Scholarships are always something that benefits you, so why not go for it?
She is just doing what her mother says.
They need to make the kid understand.
What are your thoughts on this story? What would you do, or how would you react if you were in OP’s position? You know that your feedback means a lot to us; therefore, we want you to share your thoughts in the comment section below. For more such articles, keep visiting Defused. Have a nice day!
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